STEP 1 OF 2

Are you new to the U.S. credit system?

Select the option that best describes your situation. We'll show you the best card types available for your immigration status.

NEW TO CREDIT I DON'T HAVE SSN I HAVE AN ITIN NUMBER

Many immigrants in the United States struggle to build credit because they arrive with no U.S. financial history. However, several banks, fintech companies, and programs now offer credit cards specifically designed for newcomers.

On the next page, you'll receive a personalized recommendation based on your immigration and credit situation.

Can I build credit without an SSN?

Yes — many cards and lenders now accept ITIN or alternative data for immigrants.

Will choosing an option affect my credit score?

No. This step is only for guidance — no inquiry is made.

Select your category above to continue.